As professional mortgage advisers we can remove some of the complications and help with what is most people’s largest financial commitment.

As whole of market brokers we can source a mortgage from the entire lending market and as we have access to every bank, building society and finance house you can be sure of obtaining the widest possible choice.

We will advise and make a recommendation on the most suitable mortgage and help you decide on the type of interest rate, the repayment method and term of your mortgage.

Gardner Finance specialises in mortgages meaning we offer every different type of mortgage on both a residential and commercial basis – even if the property is outside of the United Kingdom.

Gardner Finance has many clients who have built up portfolios of Buy to Let properties as well as borrowers who own commercial properties, which are either let out or used by the borrower’s own business.

With new pension rules coming into effect in April 2006 Gardner Finance will be able to assist those looking to purchase residential property through their personal pensions.

Even if clients consider their access to credit restricted due to adverse credit or an inability to prove income, as whole of market advisers, we can regularly obtain mortgages for clients at an overall cost for comparison of 6.8% APR. The actual rate available will depend on your circumstances. Ask for a personalised illustration.

In addition to this Gardner Finance can also arrange further advances and secured loans, which might be more suitable ways of raising finance particularly if a current mortgage has an early repayment charge, and when speed is needed we can also arrange bridging finance.