Buying a property is most people’s largest financial commitment and it is our job to ensure our clients have adequate protection.

Every lender insists on buildings insurance to protect their interest in the property and in addition to this we also offer contents insurance. Whereas some insurances might be a condition of an offer of advance from a particular lender there are no compulsory insurances that must be taken through Gardner Finance.

Gardner Finance offers a range of insurances to protect our clients’ mortgage repayments in the event of accident, sickness/disability or unemployment. Clients can choose between paying a monthly or a single premium, which will pay the mortgage for a set period of time.

We offer insurances to repay the mortgage in the event of death or diagnosis of a critical illness and we also offer family income and disability income benefits policies.

Many people see these are unnecessary additional costs particularly first time buyers who are trying to keep their costs down but insurance is simply protection for the unexpected.

We also offer special landlord insurance policies, travel and pet insurance.

Gardner Finance Ltd is authorised and regulated for non-investment insurance contracts but should our clients require any insurance products, which we do not offer we will be more than happy to introduce them to a specialist insurance broker.